payments

Brave launches privacy aware ads, will pay users in crypto to view ads

Javascript inventor Brendan Eich’s browser startup Brave announced today the launch of what the company calls the first advertising platform build on privacy. Starting today, users of Brave’s latest release of the desktop browser for macOS, Windows, and Linux can choose to view privacy-preserving Brave Ads by opting into Brave Rewards. These users will receive…

No card number. No CVV. No expiry date. No expiration date. No signature. Apple reimagines the Credit Card

1 Comment

Amidst a cacophony of new product announcements, Apple released something that might just be truly special today. Touted as a privacy aware credit card built for the iPhone, the Apple Card is built into the Apple Wallet app on iPhone, offering customers a familiar experience with Apple Pay and the ability to manage their card…

Mpesa isn’t digital cash like Bitcoin.

Dominic Frisby the brilliant author of such books as “Bitcoin: the Future of Money?” and “Life after the State” wrote a great piece on why we should fear a cashless future in the Guardian earlier this week.  The article makes a lot of observations that I agree with, and voices a lot of sentiments that…

February in Payments

Here is a summary of the month of February in payments: At the Mobile World Congress, PayPal announced that they would be linking their service with M-PESA. It seems that the move would happen through PayPal subsidiary Xoom and not PayPal proper. An M-PESA-PayPal linkage allowing people to move their funds between PayPal and the…

What Airtel’s win in petition to have Safaricom open up its Mpesa network means

Last month, Airtel Kenya won a petition against rival telco Safaricom. Airtel had charged that Safaricom were enjoying undue advantage by enforcing an exclusivity clause in its contracts with its MPesa agent network that barred MPesa agents from engaging in business with competing mobile network operators. Earlier in the month, the Communications Authority of Kenya…

Bitcoin: A primer Part I

Countless Bitcoin primers exist on the Internet today. What, with the increased interest in Bitcoin and other cryptocurrencies. Flawed as they may be in the present, it is becoming apparent with each passing day that cryptocurrencies such as Bitcoin are going to be an important part of our digital future. A lot of these Bitcoin…